Archive for June, 2011
Travel Insurance Traps
At this time of year, many snowbirds are preparing to take flight down south to escape our cold and snowy winter. Or, if you are not lucky enough to be a snowbird, you may be planning your winter vacation. As you pack your warm-weather clothing, you should also turn your mind to taking measures to protect yourself in the event that you have an out-of-country medical emergency.
Tags: emergency medical care, material misrepresentation, medical emergencies, ohip, smart purchase, snowy winter, travel insurance policy, warm weather, weather clothing, winter vacation
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Should Long Term Disability Insurance be Part of your Financial Plan?
Long term disability insurance is a coverage plan that pays you a percent of your salary while you are unable to earn income due to a disability. What would you do if you were injured and could not work? Would you be able to survive without an income? You may be able to draw from your savings for a while, but that could eventually leave you high and dry. Many people do not realize that getting injured can drastically change your life.
Setting up a long term disability insurance plan can alleviate your worries and give you a good night’s sleep, knowing that you and your family will be taken care of in the event of a disability that would prevent you from working. For a shorter period of coverage, you would require short term disability insurance (see article13-short-term-disability-insurance.html).
Tags: benefit payment, disability insurance plan, health complications, long term disability, long term disability insurance, maternity leave, professional group, short term disability, short term disability insurance, term disability insuranceRelated posts